Terms of Service Last Updated: February 19, 2026 Welcome to MarketScan (the "Service"). These Terms of Service ("Terms") govern your use of the website located at https://www.marketscan.tech/ and any services provided by PDX Intelligence ("we," "us," or "our"). By accessing or using MarketScan, you agree to be bound by these Terms. If you do not agree, please do not use our Service. 1. Account Registration & Use To access certain features, you must create an account. You agree to: * Provide accurate and complete information (Name and Email). * Account Sharing: Each account is for a single user only. Sharing your login credentials with others is strictly prohibited unless specifically permitted by your business or enterprise plan. * Report Sharing: While account sharing is prohibited, you are permitted to share the results of the reports you generate with your clients, colleagues, or stakeholders. 2. Subscriptions, Billing, and Refunds * Payment Processing: MarketScan uses Stripe to process payments. By subscribing, you authorize Stripe to charge the applicable fees to your provided payment method. * Cancellation: You may cancel your subscription at any time through your account settings. Upon cancellation, you will retain access until the end of your current billing period. * Refund Policy: All payments are non-refundable. We do not offer prorated refunds for cancelled subscriptions. 3. AI-Generated Content & Professional Disclaimer * AI Generation: MarketScan uses Artificial Intelligence (AI) and automated algorithms to generate reports and insights. * No Professional Advice: The reports generated by MarketScan are for informational and research purposes only. They do not constitute financial, legal, investment, or professional business advice. * Accuracy: While we strive for high-quality data, PDX Intelligence does not guarantee the accuracy, completeness, or timeliness of AI-generated reports. You are solely responsible for verifying any information before making business or financial decisions based on Service output. 4. User Data and Storage * Data Retrieval: We collect and store usage data related to the reports you generate so you can access them later. * Privacy: Our use of your data is governed by our [Privacy Policy]. * Ownership: You retain ownership of the specific data you input and the reports generated. You grant PDX Intelligence a limited license to store and display this data to you as part of the Service. 5. Prohibited Conduct You agree not to: * Use MarketScan for any illegal purposes or in violation of any local, state, or federal laws. * Attempt to reverse engineer, crawl, or disrupt the Service. * Use the Service to generate or distribute spam or malicious content. 6. Intellectual Property All software, design, logos, and "MarketScan" branding are the intellectual property of PDX Intelligence. Your use of the Service does not grant you ownership of any of our intellectual property. 7. Limitation of Liability To the maximum extent permitted by law, PDX Intelligence shall not be liable for any indirect, incidental, or consequential damages (including loss of profits, data, or business opportunities) resulting from your use of the Service or reliance on any AI-generated content. 8. Governing Law These Terms are governed by and construed in accordance with the laws of the State of Oregon, USA. Any disputes shall be resolved in the courts located in Portland, Oregon. 9. Changes to Terms We reserve the right to modify these Terms at any time. We will notify users of significant changes via the email address provided or through a notice on our website. 10. Contact Information For any questions regarding these Terms, please contact: PDX Intelligence Email: pdxintelligence@proton.me Website: https://www.marketscan.tech/